Lost both my jobs; reevaluating Edu goals

I've had to make some serious decisions this last week as I lost *both* my part-time jobs due to cutbacks. I live in a very expensive county in California and can't afford not working a decent paying job much longer. Our debt just sits there, as we can only make minimum payments along with two car payments. In short, I'm stretched too thin.

My question really has to do with my education options. I am about to graduate with a liberal studies AA in December. My original plan was to become an RN, get some experience and then move on to an MSN. However, every ASN or BSN program near me is impacted. I've been toying with the idea of attending Univ of Phoenix online for a BS in Healthcare Administration and then attending a direct entry MSN program. My other alternative is a BA in Liberal Studies and then an MSN program.

I would have liked to get some experience prior to an MSN program, but by the time I finish a BA/BS, I would not be able to afford an accelerated BSN program, only an MSN since I could get graduate loans, etc.

The U of P idea is tempting because it would allow me to get back into the workforce and also pay of our debt before entering grad school. Would a BS in HCA be a wise decision, or would a liberal studies degree be just as good in nursing and also in getting into an MSN program?

(note: a liberal studies BA is a little more difficult because of the traditional campus setting, but not impossible for me to continue working through.)