It's not an issue of socialism or political ideology. In Germany they manage to have private health insurance and a public option and nobody gets stiffed. The insurance companies still make money and the citizens can still get health insurance and treatment.
Unless enough people are affected by this, there won't be any change. It drove me crazy to hear the charges of "death panels" and Keep The Government Out of Healthcare - really do people trust private companies to take care of them better than a government they can vote in and out?
I had a child only policy for my daughter because the small church based rehab facility I work for charges nearly $400 per month for me to add her to my policy. I had private health insurance for her through Aetna for $180 per month. However, they are terminating the insurance at the end of the year because now no health insurer will offer a child only in my state.
Unfortunately she has exercise induced asthma which is a pre existing condition and I will probably end up paying that $400 or more (they will increase the charges for 2012) through my employer because nobody will insure her.
Edited to add, I had no idea my daughters health insurance company was going to drop her at the time of posting the original thread.
Last edit by StNeotser on Apr 21, '11