I am a FNP currently happily employed as a regular employee. My benefits (health insurance/ 401K/CME/PTO/Sick pay/7day national holiday pay etc will kick in from March 1st. This week my office manager gave me a choice that I can be a independent contractor once I get my dea license (soon). She also said I would be paid $2/hr more as a contractor. She told me that extra $2 is for my tax (instead of paying gov. my employee tax they would credit it to me so I can do my own taxes). They will provide health insurance credit $100/month but no other bennies.
I am new to independent contractor concept. Please educate me if $55/hr as regular employee vs $57/hr as independent contractor better. I have couple of weeks to think about it. Can I negotiate more as contractor since I will be paying federal tax, SSN, FICA, Disability by myself at the end of the yr. Or, should I just be a regular employee at $55/hr with no tax hassle to deal with at the end of the yr?