youdon't say which kramer nursing program you are enrolled in, which makes a greatdeal of difference when it comes to cost and available financial aid. i am alsoa student at kramer, in the rn to bsn program. the state gave me (and everyone who submitted a fafsa application) a grant for$1,000 for fall 2011, and $1,000 for spring 2012. i also got a scholarshipthrough kramer for tuition reduction based on the fact that i am "55 yearsold or older." all rn to bsn students got an automatic scholarship
of 25%tuition reduction, and most of my classmates worked, got other scholarshipsthat they applied for, and/or got federal stafford student loans (bothsubsidized and unsubsidized) to make up the difference.
if you are an undergraduate, pre-licensure student, then you should haveapplied for fafsa to get pell and other grants from the federal government.that gave me almost $2500 per semester. sure, i am graduating with loans, butthen there are programs where you can work within certain nursing specialties or populations/facilities that payback portions of your loans.
did you talk to the financial aid office at ocu? did you talk to anyone atkramer about your finances? it sounds like you didn't do much homework, but in any case, it isgenerally not a good idea to say nasty things about a school just because you can't afford it. kramer has one of thehighest first-time pass rates for the nclex exam in oklahoma and the 6-state contiguous area around it, and has a very high quality faculty that will bend over backward to helpthose who show they want help. i love kramer, and have applied to theirgraduate nursing programs so that i can continue to get a challengingcurriculum, quality instruction, and costs that are on par with most otherprivate universities in the country. if you can't afford private schooling, whydid you apply there?