Of course, not everyone has
savings (meager or otherwise) to live off of while attending full time school.
I was accepted to begin nursing school (was to start today *sob*). Hubby and I had the money figured out so I could go through the accelerated program and be done in 11 months. It was going to be a tight squeeze, but we could do it. Times have been tough and all our savings, retirement are gone, but nursing was going to both fulfill a personal dream of mine and help me to get a higher paying job in the future, thereby easing our finances in years to come.
Then hubby had to go into the ER....
Suspected aneurysm or bleed.
Many tests later, with nothing found, he was released (thank God he's okay!), symptoms have abated and he's back to work. Our health insurance is a bare bones plan that we have to pay for 100% on our own. We now owe thousands and I mean Thousands with a capital "T".
I had to cancel my enrollment this semester so that I can work to try to pay off all those medical bills. My heart is broken regarding nursing school, and I don't know how quickly we'll be able to bounce back financially for me to re-enroll. The school was so nice and everyone was so kind and concerned about my hubby. Of course, having him is the MOST important thing in the world to me and giving up a dream is better than losing him or having him disabled any day.
I say all this to the OP because I understand your trepidation. If this had happened further down the road I would have had to drop out of school and I would have owed a big student loan with nothing to show for it.
You say that you "can't afford" to be out of work for 2 years. Have you budgeted it out, or are you just estimating? My advice would be to work out a 2 year budget plan. If you have a little nest egg, make sure you have budgeted for the unexpected emergency that may come about (could be in the form of car repair, unexpected health costs, etc.). I didn't
have room in my budget for the unexpected, therefore I literally could not afford to start my program today.
If you can work it out, then I'd say to go for it. If you look at your budget and see that the LPN route is what you can actually afford, I would say that getting your LPN first, then gaining employment as an LPN and then working toward your RN is a perfectly wonderful way to go. The experience you gain as an LPN will only serve to make you a better RN.
Whichever way you go, LPN first or straight to RN, I wish you the best of luck. Figure out the numbers realistically, then go for your dream and don't look back. Either choice, you'll be a NURSE before you know it! Congratulations!