I am a recent BSN graduate who just recently found employment with a LTC/SNF. Much like every other recent graduates, this means that we all have to pay back our unwanted, and long awaited student loans. And for me, it is biting me back big time. I owe nearly 90k in loan repayment with three different companies including four private loans. I am really lost with loan repayment, but I did hear something about loan consolidation. From my understanding, loan consolidation is simply one company buying out your loans in order for you to pay that one single company with a fixed rate. Is this true? I am wondering if anyone else can share their experiences with loan repayments? Any horror stories? Any success? Also, I am planning to buy a house someday. How should I approach my situation?