I was in your situation before (actually I still am). I have been on MY OWN....own car payment...own gas, electric, phone, cable bills.....Own RENT since I was 18. I live paycheck to paycheck. My mother lives paycheck to paycheck. I decided to go to nursing school when I was 20years. When filling out my FASFA application, it wanted my mother's income information because I didn't "qualify" as independent because of my age, because I was not married, because my mother was still alive, and because I have no children. I even tried going to the director of Financial Aid at the college with copies of all of these bills to prove I am in no way shape or form supported by my mother. He said it didn't matter, I was still considered a dependent. I was OUTRAGED
to say the least. So, I had to get loans to pay for the entire cost of school. See, what they did was combined mine, and my mother's income which looked really good, but they failed to see that we pay for TWO separate households / cars. Get this - They even included the child support that my mother gets from my 15 year old sister's dad (who is not my dad) as part of my mother's income that was to be considered for MY college money. You want to talk about MAD.
I think that if you want to go to this Private school, you CAN get loans to cover the cost (probably), but the best way to do it (b/c of your situation) would be the community college - In my opinion. It will be sooooo much cheaper! and what happens if you decide that you want a higher degree after you finish your RN, you will have already accumulated millions of dollars in debt from this private school if that ends up being your final choice.
Good luck with whatever you decide on!!