Per diem: Pros and Cons - page 2

I like the idea of being able to take long breaks and flexibility of working per diem, but I don't like the idea of having no insurance (or paying for it myself). I'm currently full time, but I've been thinking about switching to... Read More

  1. 0
    I currently work as a Public Health nurse Monday through Thursday. I also work 4 or 8 hour per diem shifts in a mother/baby unit a few times a month. I love the variety.

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  2. 0
    I agree with the other posts. Just be sure you are prepared for the downswings in work availability. At my hospital right now, a lot of per diem employees are getting almost ZERO hours of work. Our census has been down for a while now and some of them are getting desparate for the income.
  3. 0
    I am all Per-diem.

    As far as benefits: do the math, on paper, and compare apples to apples.

    Full time: First figure out how many days a year you really have to work. If your shift is 3 12's for example. Add up all your sick/vacation/personal days. in my case, that's a total of 5 weeks a year, meaning I have to work 47 weeks a year. Whether I take, or accrue, all this time is irrelevant- averaged out, I have to show up 47 weeks, and get paid for 52.

    Using round numbers, if I get paid $20 an hour, I get paid $37440 a year, plus insurance. If there are any retirement benfits, fix a dollar value to them, and add that as well.

    Assuming I only work the required 47 weeks at time and a half (that is what some per diems pay), i will earn $50,760. If I want to "accrue" time, I'll work more than 47 weeks a year, just as if I was salaried.

    This gives me over $13,000 a year to make up for insurance and any other "benefits" the hospital might give.

    Depending on the finances, per-diem can work out well. Job security is another issue. You may need to find several per-diems to keep busy. You will also have fluctuations in pay. If your life is based on borrowing money, then making monthly payments, per-diem might be nerve wracking.

    Works out fine for me.


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