I've carried NSO insurance since LPN school and have held a policy since 2007. My renewal is coming up and I have a few questions. I am not currently working as an LPN (stopped in April). The questions are for work full time or part time, there is nothing for not working.
My question is this..just for the sake of argument...if I do not renew my policy due to my not working, and a suit is brought against me for a time period I was covered by NSO, would I be covered? I know that if it were car insurance and a person no longer has the insurance they had when an accident occured, and they are sued for that, the insurance still kicks in since you were covered at the time of the incident.