A few questions.

Nurses General Nursing

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I'm the new kid. The problem is I'm not even on the block yet.

Translation. I'm trying to get into nursing school.

Situation:

I have a degree in Communications B.A.

I can either go to Borough Manhattan Community College (BMCC)and get my associates and then take the R.N. exam.

OR

I can attend, if accepted, Suny Medical School in Brooklyn, NY where I can apply for the Accelerated B.S. degree then take the R.N. exam.

Problem:

I have NO money! If I attend BMCC, I can go to work full time and attend evening and/or weekend classes. If I go to SUNY, then I get out at the same time as if I attended BMCC with my BSN degree but I will have to quit my job and go full time.

My husband is also in undergrad full time and will be quitting his job. He's trying not to take out any loans because he wouldn't be able to get loan forgiveness since he wants to become a doctor.

What is the maximum amount of money I would be able to qualify for in loans? Does anyone knows? We have no children. Which school should I attend? Time and money are both a factor. Any advice?

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Originally posted by mrsabradford

My husband is also in undergrad full time and will be quitting his job. He's trying not to take out any loans because he wouldn't be able to get loan forgiveness since he wants to become a doctor.

What is the maximum amount of money I would be able to qualify for in loans? Does anyone knows? We have no children. Which school should I attend? Time and money are both a factor. Any advice?

He doesn't want to take out any undergrad loans because he plans to go to med school? Med school is usually incredibly expensive (especially if you have a family to support along the way)... but by the time most MDs have graduated and finished residency they're offered jobs that often include a large loan payback offer (my brother is in his last year of residency and you should SEE some of the offers he's getting - Amazing!)

The amount of money you'd qualify for in federal loans depends on your own family's financial situation, the cost of the school you'll be attending, and other factors. Private loans would depend on your income and credit rating.

Make an appointment with a financial aid counselor at one of those schools that you plan to attend - they'll be able to give you the most specific information about your situation.

Good luck!

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Thank you Manna!!!!!!!!!

I will forward your response to my husband.

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Originally posted by mrsabradford

Thank you Manna!!!!!!!!!

I will forward your response to my husband.

No problem! Feel free to email or PM me if I can be of any further help...

Also - http://www.studentdoctor.net is a great website with information and forums for pre-med and med students (they even have an entire forum dedicated to financial aid!)

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Get your ADN and work. Be really careful about student loans because Med school can leave you with debts that could take you a lifetime to repay. Doctors do not have the earning power that they use to have and many of the young ones that I work with are struggling with mountains of debt and are stressed out to the max. They regreat having gone to medical school and want nothing more than get out of the profession and pay off the debt. Start up cost for private practice can be as much or more than the debts from med school!!

Check out your options for grants and contracts with hospitals to pay for nursing school and living expenses. Get loans only as a last resort. Work as much as possible when not actually in school (semester breaks, etc) so that you can spend school time studying. Borrow from your parents, if possible, with a written loan agreement for payback (they could forgive small increments/payments as BD/Christmas type gifts instead of buying a gift).

Best of luck!

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