We lived their for 3 yrs. due to my husband being stationed their at Hurlburt Field. Hospital on base and hospital downtown called Ft. Walton Beach Medical Center where I worked as a float LPN then. Slow area, beachy, great shopping in Destine, was really building up when we were leaving. Still have friends their who love it. North Western Florida State College in Niceville which is not far away. Crest view area is nice and has built up a lot. Navare is great area also and from Eglin to Pensacola would take you about maybe 45 minutes to get the area and mall. Eglin is in Ft. Walton Beach and they also have a mall and was adding on before we left. The activities are centered around the beach life so if you like boating, swimming, water, then kool. Panama city about 1.5 hrs away. So this should give you some help, it was great but we retired in Orlando.