So, I have an interview at a prison on Monday.
The prison is run by a private company, but has a contract with the US Marshals. As such, they have very strict standards about credit history.
Apparently, they won't hire you if you have any debt more than 90 days old, even if it's like 5 bucks.
I got my own credit reports from the big 3 today in the process of running a background check on myself just to see if everything was kosher, and what to my surprise...some jerk has been reporting that I am in collection for a very low dollar (sub-$100) account for the past 3 years. It's been on there since 2009 and I didn't know about it because I haven't checked my own credit report in years.
Do they just take whatever is on the credit report at face-value? I would like to dispute the debt since it isn't mine, but if they want to make a hiring decision next week then I may have no choice but to pay it.
Since it's such a low amount that I could pay with a phone call, do you think they would be willing to let me know if I'm definitely the one they want to hire first and then give me the opportunity to pay it before they hire me? Because if I don't get the job I don't want to pay it. It is scheduled to disappear from the reports next year.