I am halfway through a PNP program and am increasingly finding that my heart is just not 'in it.' For the past 2 years I have dreamed of becoming a CNM, but I also felt that I had already made my decision and needed to finish the degree I started. Now I am no longer so sure. My biggest question is, can I afford to make the switch? I already have a pretty big pile of student loans (>20,000), and starting over with a new degree certainly wouldn't help. What's the outlook for my salary? Is this a decision my family can live with or a dream I should put on the shelf? Thanks so much for your help!