I think FNP is the boardest form there is. As a FNP I am seeing women that are pregnant, babies, kids, adolescents, adults and geriatric pts. So I feel like I have to be a jack of all trades. As an ADN, you see ppl 12 and up. Still can see women, but I dont think they do too many pregnant women. There are womens health NPs, Pediatric NPs, neonatal NPs, Acute care NPs and geriatric NPs. Just depends on what you want to do. Most employers pay for your malpratice insurance, but some private docs may want you to pay for it yourself.