What does Mal Practice insurance actually do?

Nurses General Nursing

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Specializes in ACE.

I live here in Ontario and they are saying that the CNO and the Unions aren't enough, so its better to go to the RPNAO or the CNA to purchase Mal practice insurance. But what does it cover? If you do a med error? If you get fired? I am interested in it.

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Specializes in OB-Gyn/Primary Care/Ambulatory Leadership.

I don't live in Canada so I'm not familiar with all your acronyms. If you go to a carrier's website, it will often say what they offer. Generally speaking, if you're sued, they will cover any monetary damages (to a certain limit). They will also provide representation if you have to go before a board of nursing.

edited to add: the hyperlink automatically gets added any time you type the phrase "malpractice insurance" - I did not insert the link, nor do I endorse any specific carrier. I DO, however, recommend that every nurse get personal malpractice insurance.

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