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What does Mal Practice insurance actually do?

Nurses   (147 Views | 1 Replies)

DribbleKing97 specializes in ACE.

63 Profile Views; 25 Posts

I live here in Ontario and they are saying that the CNO and the Unions aren't enough, so its better to go to the RPNAO or the CNA to purchase Mal practice insurance. But what does it cover? If you do a med error? If you get fired? I am interested in it.

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klone has 14 years experience as a MSN, RN and specializes in Women's Health/OB Leadership.

6 Followers; 13,530 Posts; 118,529 Profile Views

I don't live in Canada so I'm not familiar with all your acronyms. If you go to a malpractice insurance carrier's website, it will often say what they offer. Generally speaking, if you're sued, they will cover any monetary damages (to a certain limit). They will also provide representation if you have to go before a board of nursing. 

edited to add: the hyperlink automatically gets added any time you type the phrase "malpractice insurance" - I did not insert the link, nor do I endorse any specific carrier. I DO, however, recommend that every nurse get personal malpractice insurance.

Edited by klone

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