Tuition Funding

[gingersnapsx3]

Hello All! I am currently awaiting acceptance/rejection letters from the schools I applied to for Fall 2012.

I am desperate for tuition money! I have worked my way through my pre-reqs and can not see myself being able to afford Nursing School.

I attend a community college, and am looking to obtain my ADN. The school I attend, does not accept student loans at all. They only accept scholarships and Federal and State Financial Aid. Problem is, I am not eligible for either.

I am 19 years old, live at home, and therefore, the government *thinks* my parents can afford school for me since they ''make enough''. But they are in a lot of debt, and I am responsible for paying my tuition 100% on my own. I didn't get much money back from claiming it on their taxes either (my tuition had to be claimed on their taxes since I'm a dependent...yet I pay.. UGH). ANNNYWAYY...

I NEED scholarships. I have been googling and haven't come up with any. In theory I will be able to work through Nursing school, since it's ironically cheaper than my prereqs, but I donot want to have to work 5 days a week. I am currently working 5 - 6 days a week (about 36 hours) and taking 14 credits of school. I am managing, but will NOT be successful in the Nursing Program if I keep this up til then.

Any ideas or suggestions would be greatly greatly greatly appreciated!

Thank you!

[SopranoKris, MSN, RN, NP]

I've never heard of a school not "accepting" student loans. The only thing I've heard is that they won't defer tuition payment on the basis that you'll get a student loan before the end of the semester.

There are several ways to get a private student loan from an institution in order to get the full amount of nursing school paid for (books, tuition, lab fees, supplies, uniforms, etc.) You'll more than likely need your parents to co-sign the loan for you, if they aren't taking out the loan themselves.

Just bear in mind that you cannot write-off or bankrupt student loan debt. If you quit school or have to leave the program early, you have to start re-paying right away.

Have you looked into scholarships for nursing in needy areas? The US Department of Health & Human Services has a tuition reimbursement program that pays back 60% of your tuition if you sign a contract to work for them for 2 years after you graduate. You usually have to work in a public/government facility (usually not in the nicest of areas), but it's worth looking into if that option is available. However, I believe you can only apply for this once you've graduated. You'll have to check their website.