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Discussion

Student loan question

Hello everyone!

I'm sorry, I know this question is not really nursing-related, but I thought you might be able to answer my question.

Earlier this summer I was approved for a private student loan and received the money before I started my summer classes. One of the classes that I registered for was cancelled two days before the class (not enough people registered for the class) was supposed to start, putting me below half time, which is the enrollment status I put on my loan application. On the application you have to put the school you're attending, and send them an enrollment verification form, which at the time stated that I was enrolled for 6 hours. SO, I'm worried that because my information changed AFTER they sent me the disbursement check, I might somehow get in trouble:o. How does a credit-based student loan go through the school, or do they at all? I mean, I know a federal loan deals with the school, but how does it work with a private loan? I'll owe that money anyway, so does it really matter that some of the information changed? I'm scared to call and ask! To me it seems like a private student loan is like any other loan because it's credit-based. Please help me!

Thanks,

jollyjenny

Featured Replies

  • Expert

I would place an anonymous telephone call to the bank or entity that issued your private student loan, tell them your scenario regarding the class cancellation, and ask about the possible outcome of 'dipping' below half-time. Do not reveal your name when asking these questions. If you place a purely anonymous phone call, perhaps your question will be adequately answered by the very people who issued the loan. Good luck!

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