Should I take out loans??

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I will be starting and ADN program in January. I am going through a cohort with my local community college and my employer pays my tuition. In order to attend this day RN program, I need to drop down to part time and will be losing about $800 a month income. Would it be foolish to take about $1000 in loans per semester as extra money in case I will need it? Or should I not be adding any more student loan debt and struggle a little for the 2 years? Any advice is appreciated :)

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What would the extra $1000 be for? School books? I personally would not place myself into anymore debt than need be. The decision is up to you of course and what is best for your situation.

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The money would be for textbooks and to cover any costs my pay from work wouldn't. I'm just so worried about taking a cut in pay, but you're right, I also don't want to be adding debt. Have to weigh the options.

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I would say it depends on how much debt you are in. Also, no Stress is needed if you are able to get a loan and it's little . I say go for it. You can always pay $20 every other week down on the loan. You wouldn't be stressing over the cost of school . One less thing to worry about and you'll be covering the loan every other week.

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Specializes in TCU, Post-surgical, Infection Prevention.

I've taken loans, whatever money comes my way. My fiduciary security trumps fear about loans. I have been strategic in my schooling up to BSN: ADN at a JC/cc (free) and a cal state with te same free tuition. I take loans every semester.

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