SF Bay area nurse. I am currently working in a MCO hospital in acute care and also have years of experience working for the state hospital. I am at a crossroads on which healthcare organization for my long term. I have some family friends retired from Kaiser that had very poor pensions and fortunately worked for county hospitals (2nd jobs) that funded greater reward in the end. For example, Kaiser 401k employer match is 1.25%! For those working at Kaiser, VA, UC healthcare etc. I appreciate your feedback.