Renter's Insurance While Traveling

[AWanderingMinstral]

I tried adding renter's insurance to my Progressive policy today, but, because I won't be staying at my home base all the time, it will only cover 10% or $1,000. I am renting a room during my first assignment (and hopefully each subsequent one). Do any travelers have any suggestions? Thanks!

[RNERHOUSESUPOR]

Don't know what you are taking with you but don't know why you would need insurance on much. Are you leaving a lot of furnature in a rented apartment? What is the deductable on your policy. For me I'd rather pay less in insurance premium and have a higher deductable. Don't use the insurance for the day to day, "dropped my phone in the toilet" stuff. Figure if I'm doing something like that I should have to pay for it. Just my opinion though.

Rod

[EmergencyNrse]

Renters insurance is a good enough plan. I was paying about 42.00/year.

Covered clothing/linens, electronics, furniture. It's just for catastrophic events like fire. I ALWAYS go with an insurer that is A++ and ask for a policy that offers full replacement value. None of that depreciation s#!t. I need my stuff...

Small price to pay for piece of mind... you never know when the meth-head next door is going to burn the place down.

[AWanderingMinstral]

MOST insurance agencies will only provide full coverage for belongings at your primary address. As a traveler, I am often not there. So, I am asking if anyone can recommend a SPECIFIC company that provides full coverage regardles sof where you are. I hope this clarifies my question. While I will not be traveling with expensive items, I WILL have my laptop and I'd liek to make sure it is covered.

[RNERHOUSESUPOR]

Don’t know of a company, but cost may be an issue. Especially for a laptop..