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  1. part time community college or full time private college?

    • 6
      Part time/done 2018/less stress/no more loans/less wrinkles /done 2018:(
    • 1
      FULL Time/ Private college/ more loans/ done 2016:)/ Wrinkle City/ 2016!!

7 members have participated

Hello,

First time posting, so new to me but I really need some advice. I'll just jump in..I'm a 37 soon to be 38 yr old single mother of 3 kids, 17yrs,13yrs and 2. I am an LPN I started, when I went to school in 2009 with just my two other children I decided to take the longer 18month LPN vs the 12month course because it was ALOT (for me with my two children). At least to the point where I would feel comfortable with my grades and not turn stone grey worrying about finals. Well long story short I passed top of my class, did well. I then took all of my pre-reqs at a community college but always dreamed of going to this private college apart of the hospital where I live. Well needless to say I got excepted. All my pre-reqs done just nursing classes left, 3.6 GPA.. but mind you that's only taking 1-2 courses a semester! So Ive been given the opportunity to take this lpn-RN module over this summer 5weeks pass/fail $$2,000 dollars, at this private college. If I pass I go in 1 year done about $18,000. Also I must pass that assessment first. But this leads me to I only have about 11,000 left of student loan money, careless spending of loans Christmas, birthdays, BILLS!! I could maybe swing this college with pell money, and a private loan. Or I can go to the community college where I finished the Pre-reqs.. Problem though is I really want part time, I don't think Im a full time student. Not with 3 children, my youngest 5 months ago just dx with Autism. This community college would be done part time 2018, fulltime 2017..The private one 2016, but more debt, and Im looking to buy a home in this year, I live in a not so good neighborhood. Part time at this Private college 24,000. I don't make bad money, but I cant afford that part-time there. Do I go the long hall at 38...after already wasting so much time? But not taking any more loans, more time to have with my kids and work, affordable not to mention I stink at full time anything..Or do I suck it up, one year, 18000 more dollars doesn't matter already owing 55,000, done faster. Don't know with that debt then 65,000 if I get approved for a house? Oh and I work PRN at two jobs making 40/ hrs, I get more money this way. But that basically leaves me out of any Tuition help from my job so that's not an option. Community College about 10,000 could pay on pell alone maybe a little from my pocket, private 18,000-24,000 but again done way faster ( if I can Hack the pressure). Thanks for listening!!

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Thank you for the vote. I think that's all I really needed. I don't know if this site is for me, but I needed any input and unfortunately had to make a pretty quick decision. (thinking about this for so long). Thanks again.:yes:

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Specializes in PACU.

If you're looking to buy a house in the near future, I would look to reducing your debt as opposed to adding to it to be more attractive on a mortgage application.

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My thoughts exactly!! Thank you!

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