need some info, please

NJNursing, ASN, RN · Dec 6, 2008

No, in NJ you can just apply for reciprocity for your TX license - at a fee of course. Yes, if you work in NJ and NY, you get double taxed, but someone told me that it's somehow reflected off you NJ taxes, but you're still double taxed. However NY pays more. However it costs more to commute to NY, especially with the tolls going up into NY.

JerseyGuy2 · Dec 13, 2008

NJ does NOT require completion of a 'child abuse' program before licensure (or even after licensure). And no, there are no other "certification" requirements for a NJ RN license.

Anything more you'd make in NYC will more than be "eaten up" by the NYC income tax. As far as the NJ State Income Tax vs. the NY State Income tax, I don't believe there is THAT much of a difference. The commuting cost, however, into NYC is easily several THOUSAND dollars a year.

Depending on where you want to live in NJ, and the size hospital you work in, you can easily make more $$$ than down in the Texas area. In NJ, basically if you are "south" of the Raritan/Driscoll Bridge on the Garden State Parkway (eg: south of Perth Amboy), your salary will be quite a bit lower than northern NJ. Again, that's a general rule....there IS a difference between teaching vs. non-teaching hospitals, as well as "urban" vs. "suburban" NJ locations.

Good luck.

SteveNNP, MSN, NP · Dec 15, 2008

Anything more you'd make in NYC will more than be "eaten up" by the NYC income tax. As far as the NJ State Income Tax vs. the NY State Income tax, I don't believe there is THAT much of a difference. The commuting cost, however, into NYC is easily several THOUSAND dollars a year.

Not necessarily. I make almost $15 more an hour in NYC with guaranteed benefits I can't get in NJ [unionized]. While commuting is expensive, I paid no NJ state tax b/c you get a tax credit if you live in NJ and work in NYC. The most I was ever offered in Central NJ was $23/hr days, $28/hr nights. I make WAAAY more than that here.

DaddyO · Dec 15, 2008

I am not a nurse yet but I can comment on the taxing. I live in NJ, but work downtown in Manhattan. Like SteveRn said, you get a tax credit and I will usually get money back from NY...while owing nothing to NJ.

I believe the real tax issue comes into play if you live in NYC. you will then have to pay both City and State tax.

Also, I take full advantage of the Transportation/commuting Flexible Spending account ( includes, bus, subway, parking) which decreases taxable income as well.

There is one issue though......and I am not sure if Nursing is different....but OT and Bonus' are taxed 50%.

rexfreedom · Dec 16, 2008

thanks, everyone, for your responses.

we've pretty much decided to work in new york while living in NJ. im wondering, is it affordable to live in weehawken or secaucus on a nurse's salary with all the commuting? we will be in NJ in mid april to find a place to stay when we make the move. any other cities with recommendations? :specs:

:confused:

SteveNNP, MSN, NP · Dec 22, 2008

i believe the real tax issue comes into play if you live in nyc. you will then have to pay both city and state tax.
also, i take full advantage of the transportation/commuting flexible spending account ( includes, bus, subway, parking) which decreases taxable income as well.
there is one issue though......and i am not sure if nursing is different....but ot and bonus' are taxed 50%.

nyc tax + nys tax ends up being about the same as paying nj + nys tax, except you don't get the credit.

amen to the transit fsa.

max it out people..... i put $120/mo into it pretax, and easily spend that a month. it decreases your taxable income noticeably, yet my paycheck is not that different. the net-based reimbursement system we use is super easy to do, and my check is at my door 2 days after i enter claims.

for me, bonuses do get taxed at a higher rate, around 38% for me (single no dependents).

explorerny · Dec 22, 2008

You are not "double taxed" so people please stop saying that. You also don't get taxed in NYC unless you are a resident of NYC. Feel free to PM me....I can give you an email address.

I worked in NYC. Live in NJ. Lived in NY. I know it because I've done it. You pay taxes to the state you are a resident of. NOT in the state you are worked. Yes NY deducts taxes from your pay check but that gets credited to NJ, so you either pay a difference or get a refund. NOW THAT IS ACCURATE INFORMATION.

LoriNJ · May 4, 2009

Thanks for all the info! It's tough figuring out the whole NJ/NY thing, I'm struggling with where I should apply for my license now because I don't know if I'll be working in NJ or NYC. But it's great to know about the tax situation.

JerzeeMike · May 7, 2009

Thanks for all the info! It's tough figuring out the whole NJ/NY thing, I'm struggling with where I should apply for my license now because I don't know if I'll be working in NJ or NYC. But it's great to know about the tax situation.

I think it's only fair to let you know that the hospitals in NY/NJ area are currently under a hiring freeze. Some hospitals in north NJ closed and with the economy being what it is jobs are few and far between. The fact that you already have experience is a big plus for you but competition for jobs are tough right now. I wish you the best of luck with your move and don't worry, most places in NJ are not as dangerous as the Sopranos make it seem, lol.