loan with no credit check

woody62, RN · Jul 16, 2007

Does anyone know of a site where I can apply for a loan with no credit check? my credit is not good and I have reached my limit for stafford loans from an undergraduate degree I am pursuing. I got a grant through the school but the money is not enough. I have not been sucessful with finding cosigners; so I have to handle this loan on my own. Please anybody help me I live in the USA. Thanks

The only loan that I know of, without a credit check, is a title loan. You have to hold the title on your car. Do you have a checking or savings account. Banks will sometimes make loans for people who bank with them. I have a question, your stafford loan limit is generally fairly high. Have you reached the limit for the federal loan interest rate?

Woody:balloons:

trainer2070 · Jul 16, 2007

If your credit is above 520 you can use an online loan website in which normal people give you loans.

Diary/Dairy, RN · Jul 16, 2007

I hate to ask this, but can you afford to pay all this back??

za23fr · Jul 16, 2007

Thanks Woody I have reached my aggregate limit for undergraduate so I was only qualifed for a pell ,the money they gave for pell was 4,000 but it is still not enough to cover the remaining courses. I guess I will have to reapply for pell again when the money finishes. Right now my car is in workshop and I have spent so much money on this car from my checking account. Bottom line is I need to find a high paying job because the expenses are too great

za23fr · Jul 16, 2007

Thanks for the info but my credit is way below that score. I was out of job for a while and my credit went downhill

za23fr · Jul 16, 2007

Right now I am not being hassled for the money because I am in school. There is a 6 months grace period after graduation.

kenny b · Jul 16, 2007

Thanks Woody I have reached my aggregate limit for undergraduate so I was only qualifed for a pell ,the money they gave for pell was 4,000 but it is still not enough to cover the remaining courses. I guess I will have to reapply for pell again when the money finishes. Right now my car is in workshop and I have spent so much money on this car from my checking account. Bottom line is I need to find a high paying job because the expenses are too great

You can go to prosperity.com, but make sure you can pay it back first.

With respect to the car, I had the same trouble and I finally cut my losses and bought a Geo Metro. They're cheap and generally reliable. Also, they're so weird-looking that no one wants to steal them. I call that my "automatic security system."