Liability insurance for retired RN

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Specializes in Retired - ER, School Health, Quality, Case Managem.

Hello retired nurse friends. I recently retired from my public health job and will start collecting social security in January. I have the opportunity to care for an elderly lady 2 mornings a week-just personal care for one hour. My has expired so I was looking to renew however it requires a full time job in the application.  If I choose self employed, the policy is $1000. I’m looking for your thoughts, experience, on getting liability insurance for this small per diem work.   Thank you! 

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Specializes in Vents, Telemetry, Home Care, Home infusion.

In PA, I work perdiem about 6hrs month and have nursing for ~$120/year via Proliability.

CMF gives a discount to AN members: https://www.cmfgroup.com/about-cm-f/cmf-partners/allnurses-members/  they also have individual coverage.

NSO another company AN members use.

Cost of a policy is based on type of nursing performed and state location. 

Shop around!

 

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