As a Phil graduate, were you accepted to masters programs in US? - page 2

Hi! I recently graduated from Phils. but I am now in the US as an immigrant and I plan to take up masters or even PhD if there is one available. For those who took up or taking up masters in... Read More

  1. by   RNHawaii34
    Quote from lawrence01
    greatly consider the total cost (tuition plus misc. expenses) and for what i know if one is not a green card holder or a us citizen, one cannot avail of student loans. someone can correct me on this.

    a foreign student is actually paying more up-front than their us citizen or gc holder counterpart. same way that a foreign student studying in the philippines is paying more than the locals for the same program.
    as far as i know, if you want to get in a university, shall we say in a state you want to get in, and it happens that you are not a resident of that state, you will pay more compare to local residents of that state. for instance, you like in the state of california, and you want to study here in the state of hawaii, the rate of your tuition will be more compare to hawaii residents. now, unless you live here for a year, then you will be considered as hawaii resident, thus, you will pay local tuition rate. i don't know how it works for other states really. in regards to loaning tuition money, even if you are not a us citizen yet, yes you may apply for student loans, however, there are some exception for foreign students, i think. if you are an immigrant, and you have a job, yes you can apply for certain loan,( which is available in the college campus). if you are under 21, and you have no job yet, your parents can co sign for you ( providing they are working,a and they have a job, and they are also a legal immigrants). one thing i don't like about student loans, is that they have high interest rate, and you really need to pay it wether you graduate or not..for those foreign students, i am not really sure about that. i beleive they cant apply for student loans, because how are they gonna repay it? as a foreign student, they are not supposed to, and not allowed to work, just like a legal immigrant, their visa is i beleive not valid to work here ( i beleive it was f-1 visa? ).hope this helps?