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Insurance for CNAs?

Posted

I am about to take a CNA course so I can work as a CNA while waiting to get into LPN school. My question - is there such a thing as malpractice insurance or something similar for CNAs? Liability Insurance? I know I'm not going to be dispensing meds or anything, but people these days can sue anyone for anything. I would feel better if I had more coverage, rather than relying on whatever facility I'm working for to cover me.

bakpakr

Specializes in ALS, LTC, Home Health.

NSO provides that service. I plan on using them when I finish my CNA training.

NSO

sirI, MSN, APRN, NP

Specializes in Education, FP, LNC, Forensics, ED, OB. Has 30 years experience.

Excellent question, centralflorida. And, very astute of you to be concerned about this.

Yes, you can get Liability Insurance as a CNA. I strongly advise this.

I've used, as have others here at allnurses.com, NSO for years.

www.nso.com

You can go online and receive a free quote. This can be upgraded to cover you as a student and later as a licensed nurse.;)

Thank you! That is extremely helpful!

I came across a lawsuit recently against an LTC facility, in which they alleged something went wrong with a patient and named not only the facility in the suit, but about 20 different people who were working at the facility that day. Best case scenario - all those people have insurance and the worst they have to go through is missing work, stress, the aggravation of having your name on a lawsuit, etc. etc. Worst case scenario - they don't have insurance and have to pray the facility comes through for them and doesn't try to find a fall guy. Or they have to hire a lawyer. And on a CNA's pay, that's not really realistic.

Don't get me wrong - when I have someone's health and life dependent on me, I will care for them to the absolute best of my ability, but these days I don't believe that's enough to prevent someone from being named in a frivolous lawsuit.

Where are you going to CNA school at? I start Sept 4th. I am doing LPN to RN after that!! :D

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