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I have two loans through salliemae, one is a private loan and the consolidated loan is a federal loan. Well I started back in school Sept 2nd and was out of school since june because I switched programs because of problems witht he school. My federal loan was under in school deferment but my private loan wasn't and I couldn't pay on it so it was over 100 days past due. Then I get a letter in the mail talking about they had deferred the private loans from 3/1/08 til 4/1/08. So that erased the 100 days past due and made it only 26 days past due. So since I started back school I just called and ask for them to send me some papers so I can defer my loans and they are talking about I can't defer my loans until I make a payment on my private loans because my private loans went in to repayment back in July cause I wasn't in school. I have never heard of this and I could've sworn that by law if I am attending school they have to defer my loans. I told them I can't make no payment that's the main reason I'm asking for an in-school deferment. I'm am so tired of that private loan I will never ever be talked into taking out a private loan again because you have no options. Has anyone heard this before and can smeone give me some advice.

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