Have you looked into federal financial aid? Scholarships
Not all scholarships are soley merit based - some are based on need alone.
My husband and I put ourselves through a BSN program (I even went to a private college) through federal financial aid loans and working full time. We ate spaghettios almost every day, but we made it work.
Federal loans are good in that most of them, the Stafford in particular, pays for your interest while you are school, which saves you thousands.
Some schools also offer payment plans.
I would, if you haven't already, look into the federal aid programs. I couldn't have gone to school without them. I know it's a loan, and I don't know about you, but I sure as hell feel better writing out my student loan payment every month than my car payment! I don't depreciate, like my car!!