BSN vs MSN
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I am 43 and considering between pursuing an accelerated BSN versus a direct entry MSN. I've finished all the prerequisites for both programs including pharmacology and pathophysiology. I've been accepted into Sac State's accelerated BSN program starting in June and waitlisted on U of San Diego's MSN's program for CNL's program. I'm suppose to hear back from them in a couple of weeks. Of course if I don't hear back from them it's a moot point but I'm worried that if I do hear from them I'll have to make a very fast decision because Sac State's program starts June 1st and I"ll be moving up there the first week in May.
If I were to go to USD it would be a fantastic program but the tuition alone is about $80K and is two years long. I'd have an MSN and a higher income but a higher debt load coming out (I could come out of Sac State debt free). I think with a MSN I'd be doing the work I'd really like to do as a nurse. As a BSN I think I'd still want to go back and get my MSN but not sure I could handle working and going to school. Still if I got my BSN work could pay for some of the cost of school and once I got into nursing my interests in nursing might change and the program of study might change with it.
What do you think? Is it better at this age to just go for broke and get all the schooling and debt out of the way first or to go one step at a time and go as debt free as possible and gain experience as I go. BTW, this is a career change for me and I have no nursing experience already.