BSN to ADN transfer programs

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I have started an accelerated track BSN-RN program. I was also accepted into an ADN nursing program. The AT-BSN that I am in right now is very expensive and I am having trouble finding help and scholarships because I already have a bachelor's degree. I was considering a transfer to the ADN program to save some money and hopefully raise my grades because I won't have to work so much. I would finish either program at the same time. Am I insane for considering an associates over a bachelor's degree?

I really think It may be better for me personally but would it be detrimental to my career to make this change?

I know jobs are scarce right now will I have more trouble getting hired as an RN without a BSN?

Where do you live? It really depends on the job market in your area. Some hospitals in certain areas won't hire ADNs. Where I live hospitals don't seem to care as long as it says RN after your name. I'd say if you live in an area where hospitals are going more BSN to try and stay on the BSN route, however, if you live in an area where ADN's are still finding jobs it might make more sense to do the ADN depending on your financial situation.

I started out at a university and did all the pre-reqs for the BSN program, however I didn't get in because it is super competitive...I could have transferred to a private BSN program however I would have had easily $60,000 of loans to pay back. What I'm doing instead is the local ADN program, because when I graduate I'll only need to take 4 classes in order to have my BSN due to all the pre-reqs I already took...This made more sense for me since ADNs are still marketable in my area, and I'm confident I'll be able to find a job. However if I lived somewhere where ADN's were being pushed out of hospitals I might have bit the bullet and gone for the private BSN program.

I'm not sure if there is a preference in my area, I am in Kansas City. I actually don't care where I get a job, if I have to relocate that would be fine with me. I know in KC they are pushing LPNs out of hospitals, and from what I'm told there are certain specialties they won't hire plain RNs for, like critical care. I actually need to be in critical care to become a CRNA eventually, but that is not an immediate factor. I will have 20-25 credit hours to get a BSN which is pretty easy.

And I am in the private school route and will easily have 60,000 in loans if I stay the route I'm in. I would save $10-15,000 if I switch.

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