Broke-what Do I Do?

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How is everyone paying bills and having spending money while in school? I had to quit my full-time job to be able to go to nursing school. I do work part-time, but it is only enough to make my car payment. I am married and a mother of 2, just barely getting by. Anyone have any good ideas or resources? I am really stressing over not having any money. It would do no good to sell my car because I am practically upside down in it! Please help me!!

Specializes in progressive care telemetry.

Actually it does help to sell a car even if you are upside down. Get a loan to cover the difference plus 2-3k to pay for a reliable used car and your payment (and insurance costs) will go way down. It didn't make any sense to me either when I first heard it but it does work, btdt.

PP's gave some great tips on saving money. Do check to see if you can switch to a cheaper cell phone plan or bundle your cell, home phone and internet to save money. Ditch cable or satellite TV. Are you on WIC for your kids? It's not much but it does help with the grocery bills. Try to eat cheap but nutritious food. Beans and rice and fresh veggies make up a lot of our dinners around here. There's also a lot of ways you can dress up ramen noodles:

http://www.mattfischer.com/ramen/index.php?cat=13

There's one I really like under "eggs". Oh yeah, eggs are a really cheap source of protein. I make fried rice with spam and frozen veggies and it's really good.

Good luck!

Karen

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Specializes in Certified Nursing Asst..

Well I know what you mean cause I am broke to. I go to school and I work as a nursing assistant but I work 4 days weeks and it is tough and my husband work but I don't have kids. The best thing that I could tell you is when you get ready to do your pell grant again take out some loans that has helped me a little bit. Good luck!!!!

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here are some good sites on 'living frugally'

http://www.betterbudgeting.com/frugalliving.htm

http://www.livingonadime.com/index.html

http://www.budget101.com/article.htm

there are a TON of resources out there for living simply, living frugally.

you can make it a game, have fun, and not get depressed about your situation!

remember it's only temporary!

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