Published
most americans today get health coverage through group plans offered by employers. when workers receive insurance through their jobs, an insurer cannot exclude them from coverage, or charge more, because of a preexisting condition ....not so for individual coverage... thankfully, president obama plans to change that discrepancy.
attacks mount on 'preexisting conditions' | philadelphia inquirer ...
health care costs to top $8,000 per person
taxpayers set to pay half of us health care bill by 2016
Honnête et Sérieux
283 Posts
And the uninsured are not denied the right to purchase private health insurance, either. Maybe they can't afford it, but you can't guarantee that I would be able to continue to afford private insurance if we went to a UHC system. Seems to be a logical conundrum in the effort to promote UHC.
Interesting; when someone implies this about anyone else who is currently uninsured, they are labeled uncompassionate, uncaring, uncharitable, and all other negative stereotypical labels. It would seem the other side of the coin would be, "if I want it, but can't afford it, then I don't get it." How is this logical in the UHC debate? Would it be fair to say that I am being denied my right to private health insurance if the cost shift toward UHC creates the circumstances where I can't afford private health insurance? Of course not...that's why the "rights" issue to UHC is irrelevant. We all have the right to obtain or refuse insurance. We don't all have the same capabilities, but we have the same rights. And just as I wouldn't consider it a denial of rights if I couldn't afford private insurance, I don't consider it a denial of rights if we don't insure everyone who hasn't positioned themselves to get insurance.
This is an interesting and appreciated observation...and it has been misapplied in much of this discussion by the various participants. I think it's good that you are pointing out this dilemma, but when it comes to criticism of the current system vs. discussions about UHC system, it is clearly debated outside what is "basic care." It rather skews the debate.
Keep in mind, you just acknowledged in your post that if someone could afford private insurance, they shouldn't be denied it. Kinds of makes the "ethical" and "immoral" comment ring hollow. So can we or can we not buy more health insurance for ourselves than for others if we can afford it?
Obviously the UHC systems are unsustainable...there isn't a socialized system in the world that is becoming MORE universalized...well, except we think ours should. And bringing the "fear" card into the dicussion is lame; it shows a failure to acknowledge the thoughtful contribution that others bring to the discussion who might not agree.
There is nothing fearful about recognizing that the US gov't is the last organization we should be giving the keys to our healthcare system and MORE of our money. It's common sense.