Another consideration

I'd like to pose another question to the community.

While I'd like to go ahead and jump straight into working at the nephrology practice I've spoken about in previous posts, I have another option to consider.

There is a family practice setting nearby that qualifies for APRN loan repayment. I believe the program pays $10,000 for each year working with them.

All told, unfortunately, I'll have approximately $50,000 in student loan debt by the end of school. I used up pretty much every other scholarship/grant resource during undergrad years ago. It's definitely not an ideal situation, but I don't have any fears of not being able to keep up with repayment once I graduate.

So I am wondering if any of you with experience feel it would be worthwhile to explore the option of the family practice to take some of the loan burden off? Or, would it be reasonable to use that as a negotiation point with the nephrology practice?

Like I said, having, or not having, loan repayment is not in any way a deal-breaker. I just wondered what those with experience might suggest. Thank you in advance for any wisdom you're able to provide.