I just need a little insight here. I work FT and make a pretty decent wage (I work 4/10hr shifts). I will be going to grad school Spring 2013 for PMHNP (psych NP) online. I am "older" and have 2 teen daughters. Ideally I would like to be a FT student, but alas, I am not wealthy. Assuming I take out student loans I could take 4-5 yrs to complete the program while I work, or ask to drop down to 2 shifts/week and get through school faster. There is a lot to consider financially and mentally. From what I understand it is VERY difficult to go to NP school and work FT. I would love some insight on this. I'm really torn. I don't know if I can qualify for HRSA as I have no volunteer experience. I work and attend my girls' sporting events, concerts, etc. I know there is no "right" answer, but I also know this forum is tremendously helpful. Thank you in advance.