Need Guidance Re: Nursing School

I am in the process of a career change and am shopping for a nursing program in Chicago. It seems the schools around the Chicago area are doing away with the BA-BSN option and are now pushing the MSN as the option for people with a previous degree other than a BS. Now I have nothing against more education and I do plan on continuing my education throughout my career,but I am a realist. I know that just because you attain a Master's degree there is no guarantee that you are going to have employers lined up outside the school waiting for you to graduate. In addition, I have learned over the years that the American school system is a business just like any other business and is there to make money. They would much rather sell you a graduate degree at a graduate degree price. So now the options in Chicago are an ADN, RN-BSN or an MSN degree. I have read numerous threads by people struggling to get jobs after completing their BSN while others with a GN are able to get their foot in the door right away. I personally would think that saving some money by getting my ADN and then proceeding with an advanced degree once I have a job in nursing would make more sense.
Does anyone have a different opinion on this? I am truly looking for some guidance and would really appreciate the input. Thanks.