Future Employer wants to run a credit check?!? - page 3

by hospicenurse 4,031 Views | 27 Comments

I haven't been job hunting for almost twenty years, so this is really a shock to me. I received a whole packet of information today with a job offer that I really want to accept. Lord knows how I will find documentation of my... Read More


  1. 0
    Quote from CNM2B
    WEll, I think it is WRONG for an employer to do a credit check. It's none of their business as far as I am concerned (unless I worked in a bank or somewhere like that as stated previously). I don't even like my landlords asking for credit information. I pay my rent. They don't need to know anything else.
    I tend to agree. Criminal check, fine, but credit check, I see no reason to pick that apart.
  2. 0
    Some good points have been made here - I can now see how an employer would want to know if I was a high risk in terms of stealing drugs - substance abuse is a big problem and I can count a few nurses even in our small community hospital who have lost their jobs because of it.

    However, I still don't like it! Financial 'dings' on your credit report sure doesn't necessarily mean you will begin stealing. I think that if I had an explanation for a poor credit rating, I would off that to a potential employer when the ask to run a credit check.

    BTW, I did do a search before posting this message, and although their were threads that mentioned 'credit' and 'checks', I didn't come up with this specific information.

    Thanks everybody for an interesting discussion.

    Gail
  3. 0
    well seeing as how the average credit rating in the us is in the 670's i think it won't matter too much if you have damaged credit. I think they will be looking mainly for where you lived and how long you were there , (stability issues) and that SS#'s match up. Obviously some employers may use it as a character judgement but i would say that since most people don't have great credit (especially since the econly has been in the toilet the past few years) you aren't going to be the only applicant with issues.
  4. 0
    Quote from smkoepke
    well seeing as how the average credit rating in the us is in the 670's i think it won't matter too much if you have damaged credit.
    I agree. It seems there are regular media reports on how we are all in so much debt. Stands to reason that there are a lot of messy credit reports out there. I recently applied for a mortgage so I checked my credit report online. It's easy to do your own credit check - everybody should know what their report looks like. However, you will have to use your credit card cuz it ain't free.

    Gail
  5. 0
    Why is it that employers are increasingly having so much influence/control/input/etc over our lives? What ever happened to the notion of turning up, doing your job, and going home? Work is work, home is home, and never the two shall meet (or at least in my own idealistic opinion).

    Doing credit checks on potential employees in just so intrusive. What next? Are they going to want to know what food you keep in the kitchen cupboard, or what brand of underwear you purchase, or a list of your phone calls for the months March through to September, all under the guise of "choosing the most appropriate person for the job"? I know that people have posted about junkies selling Rx for extra cash, but the weight of that argument/excuse doesn't hold up against the intrusion and contempt for privacy that results from these policies. Sure, if you're applying for an executive position I can understand having your finances scrutinised, but why should that extend to the rest of the workforce? Shouldn't they be basing their decision on your qualifications, experiences, references, and ability to execute the neccessary duties?
  6. 0
    Quote from steve0123
    What ever happened to the notion of turning up, doing your job, and going home? Work is work, home is home, and never the two shall meet (or at least in my own idealistic opinion).
    I've been a creditor, a landlord and an employer. And, quite frankly, I would use any tool I could to screen people I don't know ... including credit, because there are too many people out there who are looking to take advantage. It's too much of a pain dealing with bad employees after you've hired them. You've got to use every tool available to avoid hiring them in the first place before the damage is done.

    If someone has a couple of marks on their credit report, but everything else is clean, that's one thing. But if they haven't paid anybody and have a ton of bad credit, I wouldn't hire them. If someone consistantly screws their creditors, I personally think there's a good chance they'll probably screw me.

    So, I personally don't blame employers for doing this. I would do the same.

  7. 0
    Quote from CNM2B
    So, we are filing bankruptcy next month. Are you guys telling me that I will have a hard time getting a job when I graduate or if I try to get a job during school?
    bk is so common now. I think more people understand thanyou realize that families tend to get in over their heads, etc.
  8. 0
    Quote from smkoepke
    well seeing as how the average credit rating in the us is in the 670's i think it won't matter too much if you have damaged credit.


    haha that is funny !


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