This is a discussion on Insurance help!! Please!! in Nurses / Recovery, part of General Nursing ... Hi!
So, I'm an RN who was discharged from the diversion program or IPN (As it's also known it...
So, I'm an RN who was discharged from the diversion program or IPN (As it's also known it seems) about a year and a half ago. I entered in originally in 2002. During that time I relapsed, was placed on probation, and then suspension. FINALLY I got it together. Worked a program, both feet it, stayed sober and got out. I went back to school two years ago and now I'm 2 semesters away from graduating from the FNP program. Part of the reason I went back is so I'd never have to touch, count, or be responsible for narcotics again. Anyway, I'm busy and I forgot to renew my nursing liability insurance. When I got it in 2008-my job requires it- they never asked me about diversion, or disciplinary action. Now they're a lot more savvy. Because I let it lapse I had to reapply. Now they ask things like "has your license ever been suspended, revoked, placed on probation, blah, blah, blah." OK maybe it doesn't say the blah parts. Anyway I had to answer and guess what? DENIED! Now on applications not only do I have to say yes to that question but I also have to say yes to "have you ever been denied for liability insurance?" Ive never had a claim, a lawsuit, an allegation except for what I did with diversion. But that wasn't stealing from patients. NO WAY! (ok, well at least they don't know that) No, I was taking control of my addiction. I was calling in my own scripts. Ugh. By the Grace of God. Really and truly Thank God I don't get what I deserve. Because if I got what I deserved I'd be...ok I've regressed. Anyway, I am grateful to my sobriety and this life I've been given. But I'm stressed and scared. What If nobody insures me and I can't practice? I feel like I've turned my life around and it just never goes away. Im so bummed and all because I was late. Please!! Does anyone know where I can get insured? Where people with a past *gasp* will still be allowed to be accepted as the professionals we are. Thanks so much!!
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