Concern: Age Discrimination for a New 58 RN - page 4
by Cyns 9,805 Views | 38 Comments
Hello, I am done with my first career. I really would like to become an RN. I would be 58 when I would graduate with an A.S. Degree. I am very worried though about age discrimination in hiring. Also, they say there is... Read More
- 0Oct 15, '12 by georgia momI too am interested in whether I will face age discrimination. I have taken all my core classes with A's in all classes except one(I made a B in that one). I applied to a program and did not get in. I inquired why I did not get in and I was told by an advisor in the nursing department that at 52 I was no Spring chicken. I am in good physical shape and have no health problems.
I am going to pursue my dream and become a nurse, you should too.
- 0Mar 5, '13 by DoGoodThenGoQuote from MulanJust remember any of those thirty-five years without any earnings are averaged in with zeros. This can and often does bring down benefit payments and is probably the number one reasons women have lower SS payments than men.Actually, the social security benefit is based on an average of your 35 highest paid working years, not the last five.
Social Security Publications
"Many people wonder how their benefit is figured. Social Security benefits are based on your lifetime earnings. Your actual earnings are adjusted or “indexed” to account for changes in average wages since the year the earnings were received. Then Social Security calculates your average indexed monthly earnings during the 35 years in which you earned the most. We apply a formula to these earnings and arrive at your basic benefit, or “primary insurance amount” (PIA). This is how much you would receive at your full retirement age — 65 or older, depending on your date of birth."
Because females tend to move in and out of the workforce due to marriage and or child bearing/raising those gap years can have an impact on her SS bennies. The attempt to correct this is the spousal/survivor portion of SS which alllows the lower income spouse (usually the wife) in a long term marriage to claim the higher of two benefit records; her's or her husband's.
- 0Mar 5, '13 by DoGoodThenGoQuote from lamona1955""The government can take some federal benefit payments (including Social Security retirement benefits and Social Security disability benefits, but not Supplemental Security Income) as reimbursement for student loans.What is your source of information concerning social security wages being garnished for student loans? I would like to review it. Thanks.
The government cannot take any amount that would leave you with benefits less than $9,000 per year or $750 per month. And, it cannot take more than 15% of your total benefit.
For example, if Doug receives monthly federal benefits in the amount of $900, the government may take either $150 (the amount of Doug's $900 benefit that is over $750) or $135 (15% of Doug's total benefit of $900), whichever is less. So, in this case, the government can take only $135 each month."
What Happens If You Default on Your Student Loans | Nolo.com
See also: Garnishing Social Security benefits
- 0Mar 6, '13 by MossbackAge discrimination certainly exists, but it is by no means universal. I graduated from nursing school at 59 and was hired at a major university-affiliated hospital only a month after passing the NCLEX. After being hired, I learned that my "maturity" was considered a strong positive factor by the hiring panel.
- 1Aug 16, '13 by cubby777So sad that this is happening. Older nurses have so much experience that is such an asset to
patient care and most patients happily recognize that their nurse "knows what she's doing".
Ageism is out there - you will definitely feel it if you are 60 and working.
- 0Mar 21 by kath7880Go for it! My dream was to become an RN after my last child left home. I went for it I did really well in school and on the NCLEX. Now almost a year later I am still looking for a decent job. Their reason not to hire me? I don't have enough experience. Ironic all my younger classmates got a job soon as they graduated. BUT I have not given up there is something out there for me. I am 60. Good luck and follow your dream and do it.