Scholarship resources? Financial Stuff

[cherokeesummer]

Hi all, I'm set to be returning to school in Januaray (took a one semester leave of absence because I'm a high risk pregnancy EDD: 10/31/05). Before I left school Hubby and I were in financial problems but I did have a job so I made the payments of 430 a month for tuition. I know we can't afford it now when I go back because one I will hopefully not be working (can't afford daycare) and two Hubby just got laid off so even if he does find a job before I go back to school it won't be enough money for us to afford that.

I do not qualify for undergrad loans (have maxed them out getting my Psych degree which is basically useless to me right now), our credit is bad so I can't get a bank loan either. I've spent my last year and a half of nursing school applying for every scholarship around and have gotten one or two here and there which helped, but mostly they were for 100 bucks here or there.

Any ideas would be greatly appreciated! I want to make sure that our baby has the best life possible and I know that finishing my RN education will help that. If I hvae to go back to work it will be very hard to work full time, go to school full time and still have time to see my baby - I do not intend on doing that - this child is a miracle child to us and I refuse to let anything stand in the way of quality time with him! But I'm hoping that doesn't mean I can't finish my RN education!

Thanks for your suggestions!

[mom2cka]

If you have a $0 EFC, this one might work - http://bhpr.hrsa.gov/nursing/scholarship/

You won't be able to apply for it now, but for the 06-07 school year it could come in handy. I wasn't eligible but a classmate got it - if you want to live in an underserved/rural area (or do already and want to stay) it might really help you out. If you want flexibility in where you go after school, though - you can wait a few years to work off the scholarship or forego it.

Another student who had maxed out her loans getting a different bachelor's was able to petition to the financial aid office and ended up getting loans to cover her schooling - not sure how it happened, but it did. Good luck!