Our union is currently negotiating a new contract. Can/would anyone plz give me an idea what your own insurance coverage is as a nurse? Our hospital is trying to increase our out of pocket max from $1500.oo/yr to $3000.00 per year. And our deductable from $350.00 to $1200.00. This is per individual not family! I'm new to this website and communicating/blogging in a forum; I apologize for any 'newbie' errors.