Aesthetics Clinic opened by RN's - page 3
Today in the Sun paper (TX), I saw an ad seeking clients for an aesthetics clinic that just opened. I have also seen television commericals for them. There is no MD's name anywhere on the ad. My question is how--how do you... Read More
- 0Dec 16, '05 by yoga crnaI MUST TAKE GREAT EXCEPTION TO THE PREVIOUS POST THAT YOU DON'T NEED MALPRACTICE INSURANCE FOR AN AESTHETIC CLINIC (emphais intended).
I have personal knowledge of four cases of patients who sued a nurse practitioner and her supervising plastic surgeon for bad results from (1) Botox, (2) hypertonic vein injection and (3) laser skin resurfacing. One of these cases was settled out of court for over $4000. The others are still pending and in the expensive discovery phase. Even if you have all of your personal assets hidden and are independently wealthy you still have to pay lawyers to defend you (approx $350/hour) and judgement costs. You are crazy to set up any type of asethetic clinic without malpractice insurance and notification that you have no malpractice insurance is meaningless if a patient has a real or imagined complication. They have every right to sue for malpractice.
There is a very sucessful nurse practitioner run clinic in my area. She has a master's degree, furnishing license and has an attorney on retainer to help her with the multiple legal issues that present on a regular basis. Trust me, if a nurse practitioner has these problems, someone with a lesser
degree and legal authority should have all of the protection they can afford.
I am all for nurses in business, but part of being a sucessful businessperson is covering all of your bases.
- 0Jan 6, '06 by MTsueI agree with yoga crna- I have a busy day spa with 9 employees. I do peels, microderm and misc skin care. My employees do wraps, scrubs, massage, manicures, pedicures, etc. I would NEVER risk my livelihood to save a few dollars on insurance. It is my opinion that individual liability insurance and business liability insurance is a necessity. People don't just sue individuals who have "deep insurance pockets". People may sue you if they feel wronged, regardless of your ability to pay. You could lose too much.
- 0Feb 10, '06 by nightingaleIf you need legal advice, see a lawyer. For business info, it can not be overstated, you need a Business Plan. A Business Plan is a formal and organized packet of information you have worked on individually and with, hopefully, consults. See this link for some info previously discussed; feel free to add to this list.
Perhaps, for now, get a Business Consult. Some of us can give bits of informaton here and there but your Business Plan needs to be individulized for your situation.
Good Luck and Let us know how you are doing.
nightLast edit by nightingale on Feb 10, '06
- 0Mar 15, '06 by shakaprnHi. I have started my own business in the last year. I do micropigmentation and have liability insurance for that specifically. Recently, I have gotten certified in Botox and Dermal fillers. I have a medical director waiting to join me. I was going to switch my NSO liability from an individual policy to my business name( they have a firm policy). When I mentioned that I was looking into incorporating aesthetics into my business...they said that they do not cover self employeed nurses who do anything cosmetic. I then said OK forget the firm ploicy then and just renew my individual policy ( which I have had since 1989), I will look for liability for my business elsewhere. Guess what? They will NOT renew my individual policy either ( which I want for my perdiem nsg), they said they will not even give me that policy back, since Ialso have my own business. I even sent them a copy of my micropigmentation liability and vowed to send them a copy of whoever I'll use for the BOTOX/Fillers. NO GO! Anyone know where I can get any liability, individual or a firm policy???
- 1Mar 27, '06 by shakaprnThanks for responding. I have Marine for Permanent makeup, and I have an application for the Botox/Fillers, but do I still need liability for when I work per diem in the hospital or in schools (substituting)? I can't find someone to insure me now that NSO dropped me.