Hi. I have started my own business in the last year. I do micropigmentation and have liability insurance for that specifically. Recently, I have gotten certified in Botox and Dermal fillers. I have a medical director waiting to join me. I was going to switch my NSO liability from an individual policy to my business name( they have a firm policy). When I mentioned that I was looking into incorporating aesthetics into my business...they said that they do not cover self employeed nurses who do anything cosmetic. I then said OK forget the firm ploicy then and just renew my individual policy ( which I have had since 1989), I will look for liability for my business elsewhere. Guess what? They will NOT renew my individual policy either ( which I want for my perdiem nsg), they said they will not even give me that policy back, since Ialso have my own business. I even sent them a copy of my micropigmentation liability and vowed to send them a copy of whoever I'll use for the BOTOX/Fillers. NO GO! Anyone know where I can get any liability, individual or a firm policy??? Thanks :angryfire