I am a fairly new traveler, but an experienced psych RN. The assignments are pretty sporifice and it looks like I have to go out my immediate region for the next assignment. I am married but my husband works in a field where he can move and still have a job pretty much anywhere.
So my biggest worry, the one that has kept me in Massachusetts where I'm a resident, is the fact that in MA insurance companies are required to cover pre-existing conditions. I have bipolar disorder, fortunately the kind that respomds to meds and I am symptom free on meds. Unfortunately one of the meds I take (which doesn't have a substitute that works for me) is about $1700 a month. Obviously I cannot afford to pay that and am very grateful that my state has taken care of my insurance worries by mandating coverage and parity. Right now I have Blue Cross of Illinois through my husbands employer, but we'd have to obtain a policy elsewhere if I have to take an assignment in another state. BC of IL initially refused to cover the condition when I went on his policy, but then they realized the state I lived in and covered me.
I know that I will have issues with coverage in another state. Does anyone know of an insurance company that would cover me? I'd be willing to buy my own policy if necessary.
GalRN
111 Posts
Hi,
I am a fairly new traveler, but an experienced psych RN. The assignments are pretty sporifice and it looks like I have to go out my immediate region for the next assignment. I am married but my husband works in a field where he can move and still have a job pretty much anywhere.
So my biggest worry, the one that has kept me in Massachusetts where I'm a resident, is the fact that in MA insurance companies are required to cover pre-existing conditions. I have bipolar disorder, fortunately the kind that respomds to meds and I am symptom free on meds. Unfortunately one of the meds I take (which doesn't have a substitute that works for me) is about $1700 a month. Obviously I cannot afford to pay that and am very grateful that my state has taken care of my insurance worries by mandating coverage and parity. Right now I have Blue Cross of Illinois through my husbands employer, but we'd have to obtain a policy elsewhere if I have to take an assignment in another state. BC of IL initially refused to cover the condition when I went on his policy, but then they realized the state I lived in and covered me.
I know that I will have issues with coverage in another state. Does anyone know of an insurance company that would cover me? I'd be willing to buy my own policy if necessary.
Gal