Nursing school and insurance

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hello everyone, i am taking my first nursing classes this sem. pharm & concepts :-) and will be starting clinicals in the fall, but i have a slight problem. as im sure everyone knows there are a lot of shots and what-not that i will need to get before i will be aloud to attend clinicals, the problem with that is i dont have insurance and will have to pay out of pocket for all of them. i was wondering if anyone else has/had this same problem and if anyone has any advise that may help.

thanks!:nurse:

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Specializes in Emergency Department.

I was in a similar situation. I thought I was good to go, only to find out that wasn’t the case after I had quit my job and my insurance ran out. Since my HCP doesn’t do vaccinations, PPD’s, etc. they sent me to the county health department. The way it works here is you only pay an administration fee and the vaccine is free of charge. I think the admin fee was $25, so regardless of how many vaccines an individual received they would only pay the $25, so that might be an option for you if you have something similar in your area. Hope it helps, good luck!

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You could buy an individual insurance plan, not sure what state you live in, but I bought an individual Blue Cross/Blue Shield plan for around $200/mo.

Also, if you call your general practitioner, they often have a different pay scale for "cash visits" - for example mine charges $65 to patients for a cash visit and I think immunizations are like $15.

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First clarify whether you need vaccines or titers. Insurance will usually cover vaccines and often won't cover titers - so having insurance may or may not help you here.

Either way, call your local health department. They can definitely help you get a PPD, and probably vaccines if that is what you are after.

My insurance didn't cover titers and I paid out of pocket using econolabs.com. Easy but not cheap!

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Thanks, Ill check into it.

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Medical insurance is required for our school so most of mine were covered the ones that weren't were much cheaper at the local health department.

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