If I understand your post correctly, you are telling us that we, as nurses, are informed enough to know what questions to ask and how to obtain the best care/insurance available for ourselves and our families.
I think this has a "ring" of truth to it. However, even if consumers buy the best insurance they can afford, and ask all the "right" questions, I think that the concerns of nurses on this and other BB's reflects the probability that understaffing is a NATIONAL problem that will be experienced by all but the most wealthy of patients.
I will say though, that if every family member/loved one of a patient was to speak to administration on every day that they felt the unit was understaffed, that hospitals might start to listen.
As a nurse, I feel like an informed consumer, and many times I visit doctors who do not participate in my insurance plan, and I pay full price, out-of-pocket. I have to do without other things in my life to do this, but thank God I can. I don't think most people, especially those with kids, could afford to----and when you think about it, WHY SHOULD ANY OF US HAVE TO??!! The whole CONCEPT of purchasing health insurance, in my opinion, is to provide ourselves with the care we need, when and if we need it. Your post, to me, sounds like the PATIENT is at fault instead of the health care system! Certainly, it's wise for consumers to be informed, but no one can know everything about everything. Don't you think that patients should be allowed a certain degree of "blind trust"? Shouldn't they be allowed to know and believe that when they enter a health care facility that their best interests come first?!
Yes, I sometimes question the treatment I've been offered, and yes, I think I know what questions to ask because I'm a nurse, BUT, a couple of years ago I had surgery, and my husband and family visited, but they have jobs and lives and no one could be with me ALL the time. I was "asleep" most of the 4 days I was there, so what good did my nursing knowledge do me? I needed that blind trust.