I have just learned that all those on LTD at our hospital who have been able to stay on benefits have only one more month and then their benefits will cease-except health insurance-which I should be thankful for. but where can disabled persons get life Insurance?? No where!!!!! this almost borders on the disabilities Act or what are your opinions??? i was going into a deep depression and now am there for sure. also, one of my medical bills got sent to collections because the insurance is not paying claims in a timely manner-first time for all this, never sent to collections before. so sad to end like this!!!!! I just want to be well and nurse my patients like I used to . thanks for letting me vent!!!!! Life can be so cruel sometimes!!!!! And I gave 1000% when I was there- BIG MISTAKE!!!!!!