My college is not offering the Federal Loan program starting in Fall 2013

[luv2beaRN]

Hi, I start college this Spring and yesterday at orientation I found out from financial aid that they were not going to be doing the federal loan program. I don't know what to do, I have 2 kids, single, unemployed and I got my financial aid but how am I going to pay for expenses if I can't get a loan? I can't apply for a private loan because my daughter was born premature and had A LOT of medical bills so I had to file bankruptcy. I also cannot get a cosigner. I would LOVE to be able to find a job to help out but it's not working that way for me, I've looked everywhere. I'm pursuing my ADN. I researched the program and if I'm accepted how am I going to pay for the extra's. Like my Hep-B shots, my graduate nursing pin, scrubs for clinicals etc. It all adds up and I just don't have money like that. Plus I found out I have to drive almost an hour and 15 minutes to do my clinicals. There is no other community colleges in my area, and there is one University but how do I pay for that, it's expensive. I don't know what I'm going to do. I have researched grants and scholarships and how to get a private loan with out a cosigner and really bad credit. It's all overwhelming, has anyone ever been in this situation and do you have any ideas of how I can get help? Thanks!

P.S. My college is a accredited college.

[BSwasBS]

Hello!

I am in a similar situation. My school offers loans but, I dont qualify because I already have a (useless) BS degree. Check with your local Unemployment office. There is a program called WIA-Workforce Investment Act (which may have a slightly different name in your area). This program pays all expenses for job training, which includes ADN/AAS programs (but not BSN). Also, with this program you get to keep your Pell Grant since it pays for everything (tuition,books,fees,supplies,uniforms,watches,etc). Great Program, but I dont qualify since I have a BS.

[luv2beaRN]

Thank you so much and I will check that out!

[BSwasBS]

NEW INFO:

I just found out that you can still qualify for this program if you have a BS degree. Turns out, I was given the wrong information by somebody who SHOULD not have been answering that type of question. Anywhooo, bad info cost me a few bucks, but hopefully I will have everything straightened out and ready for next semester.