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Discussion

Loan repayment for ARNPs?

Hi all, I'm an adult ARNP at a non-profit/academic medical center. I work full time in oncology. I have a LOT of student loans and would like to find a repayment program..I know about NHSC, which I might do eventually, but it'd be nice to not have to move to a rural area to repay my loans. Does the NELRP pay for ARNPs who work in a non-profit organization? They pay for RNs who work in non-profit organizations...but even though I have an RN license, I don't work as an RN now. Anyone have any good ideas?

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    You have to be working as a nurse, and it has to be in a federally qualified health care setting. I qualified this year, but the fund ran out of money before they got to me. :crying2:

    So it is possible, but difficult.

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    I'm in the NHSC loan repayment program and I work at a health center in a medium sized city. Some of the areas of highest need are urban, not rural. Check out the job postings on their website and see if there's anything that appeals to you.

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    I'm just starting grad school (in a few months), and have read about the loan repayment programs. What I haven't been able to figure out is if one has to "sign up" before going to school/getting loans?

    It sounds, via this thread, that one can get into the programs after completing school -- maybe just as long as you have loans to repay (obviously, also that you meet program criteria)?

    **Edit: Well I found the answer to that on the other NHSC thread. Oops!

    In effort to make this a worth-while post: I don't suppose the program gives you the $50k for the 2 years despite what you actually owe in loans, right? Meaning, lets say I'm fully committed to working somewhere that is NHSC approved. But I have $30k saved up to help pay for school. Would it be smarter for me to take as much out in loans as possible and not use my own money, because NHSC will pay $50k of it, but if I used my own money, I wouldn't "get that back"? :no: Does that make any sense?! In hindsight, writing this at the end of my 12-hr night shift was a bad idea.

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    Unfortunately, no. You have to submit proof of what you owe. And there's no guarantee that you'll get a job at a qualified center. Maybe you could take out loans and still put that 30 grand aside to pay them back if the loan repayment thing doesn't work out.

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