bad medical insurance from work

[moliuchick, RN]

I am wondering how much you are paying for your insurance? I am currently paying $145.72 biweekly for medical and $14.52 biweekly for dental. The reason why I ask is I just found out that our deductible per family unit is $550. That means if we only do yearly medical check up and don't see our doctor enough, we will have to pay up to $550 per family member yearly.

I wonder where and how I can get better plan than this?????

Do any of you get insurance else where and the plan is better?

[HappyNurse2005, RN]

Is that your employer sponsored plan? Is that an individual plan, or family plan?

I have Anthem insurance thru work-for a family, there are a few options. I do the HMO as opposed to PPO, and I pay 102 biweekly for health, and 26 biweekly for comprehensive dental (w/ delta dental, could have been cheaper if i chose basic dental, but i have kids, so i went more expensive in case they need braces in the future)