Re: HRSA/NHSC, loan repayment
From what I understand, there are 2 ways to go about it. You can apply while you are still in school, but then you are obligated to go wherever they send you. Or, you can wait til you graduate, and try and get a job at an HRSA designated site. I applied after I graduated and got a job at a community health center that was designated as a high need area. I'm still waiting to hear if I've received the award.
It's quite a cumbersome process. You have to fill out an application, supply documentation for all your loans, write a personal statement, and get up to 4 letters of reference. You need to supply evidence of your employment, degree, certification, and licensure. When all was said and done I sent them over 30 pages of documents. They'd probably have more money to award if there wasn't so much paperwork involved...lol. People who work at centers with a higher score are given priority. Scores are basically a reflection of how underserved the particular population is in a given area. If you receive an award you are then obligated to complete a two year service commitment, or they want the money back.
I'm not sure if it's bette to apply before or after graduation, but it's certainly worth looking into. Go to their web site and see what you can find.
Good luck!
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